SW Airweight J-Frame with the semi-concealed hammer.
Pros: very light, very small, no worries about firing, fits tight to body.
Cons: 5 rounds, long stiff pull
SA XD .40 subcompact
Pros: light pull, no flip, very accurate, light pull, easy to field strip with no tools, 9 rounds, trigger safety, grip safety, cocked indicator, round loaded indicator
Cons: bulky, heavier than J-Frame
I handled HighMiles' Bersa 380 last weekend.... liked it... light, single stack (thinner than XD)... Jim swears by its reliability... and $259.00...!!!
KelTec just seems too toylike to me... and there is the reliability thing... not sold on it.