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  #61  
Old 11-10-2012, 09:14 AM
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Originally Posted by vafatboy View Post
N0 N0 N0 !!!!!!

Look at the motor size on this 2002 Dyna!!!!

N0 N0 N0~~

((hahahha))
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  #62  
Old 11-10-2012, 09:18 AM
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I'm fairly certain the issue is the ins company is not going to hand him a check and let him deal with repairs.

The dealer is not going to let Timmy drop off a bunch of parts for the repair either. I know this dealer well and when it comes to helping somebody out, they'll consider it if the money's right. They're just not flexible.

Need to get with the adjuster and find out if it's indeed going to be totaled and then try and get repair estimate down below that threshold.
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  #63  
Old 11-10-2012, 10:34 AM
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A few '04/'05 Dyna dealer take off paint sets on eBay.

$800 + shipping.......
http://www.ebay.com/itm/04-05-Harley...sories&vxp=mtr

$900 + shipping.......
http://www.ebay.com/itm/04-05-Harley...sories&vxp=mtr
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  #64  
Old 11-10-2012, 11:36 AM
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When you file a claim, you can either accept the estimate and the insurance company's check, or you can refuse it. The bike belongs to you, and can only be totaled if that's the settlement you accept. You can't just take the amount of money you want and expect the insurance company to hand it over. If they determine that it's totaled, it's totaled; if they determine that it'll cost $5,000 to fix it right, they expect it to be fixed right, since they're still going to insure it.

Timmy, you need to get another estimate; one that isn't so hopelessly padded. Realistically, an indy would probably charge you around $2,500 to get you back on the road. We can do it ourselves for far less than that.
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  #65  
Old 11-10-2012, 12:34 PM
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Quote:
Originally Posted by '05Train View Post
When you file a claim, you can either accept the estimate and the insurance company's check, or you can refuse it. The bike belongs to you, and can only be totaled if that's the settlement you accept. You can't just take the amount of money you want and expect the insurance company to hand it over. If they determine that it's totaled, it's totaled; if they determine that it'll cost $5,000 to fix it right, they expect it to be fixed right, since they're still going to insure it.

Timmy, you need to get another estimate; one that isn't so hopelessly padded. Realistically, an indy would probably charge you around $2,500 to get you back on the road. We can do it ourselves for far less than that.
If he gets a lower estimate from an indy that allows the ins company to not total the bike, wouldn't the ins check be made payable to Timmy AND the indy for repairs? Just curious how that works.
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  #66  
Old 11-10-2012, 12:37 PM
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Originally Posted by unchained View Post
If he gets a lower estimate from an indy that allows the ins company to not total the bike, wouldn't the ins check be made payable to Timmy AND the indy for repairs? Just curious how that works.
In Maryland, no. I don't know what Virginia law is, but in Maryland they check is made out to you only. I don't know what, if any, recourse is available to the insurance company if you decline to use their money to fix your vehicle.
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  #67  
Old 11-10-2012, 12:59 PM
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Quote:
Originally Posted by '05Train View Post
When you file a claim, you can either accept the estimate and the insurance company's check, or you can refuse it. The bike belongs to you, and can only be totaled if that's the settlement you accept. You can't just take the amount of money you want and expect the insurance company to hand it over. If they determine that it's totaled, it's totaled; if they determine that it'll cost $5,000 to fix it right, they expect it to be fixed right, since they're still going to insure it.

Timmy, you need to get another estimate; one that isn't so hopelessly padded. Realistically, an indy would probably charge you around $2,500 to get you back on the road. We can do it ourselves for far less than that.
I don't know if the InsCo will pay for another estimate.
I know there is at least $3k that can be knocked off that list.
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  #68  
Old 11-10-2012, 01:03 PM
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...anyone who wants to take a serious look at the estimate, IM me your email address.
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  #69  
Old 11-10-2012, 02:21 PM
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Regarding the ins. co and number of estimates, I think you can get as many as you want.

If you find someone to do the repairs for less money, you're, in effect, saving the ins. co. money.

I know that when mrs. o had to have insurance claim type repairs done on previous cars, we'd get at least two estimates, one from the offending party's recommended shop and the other from a body shop we preferred. Our shop was always cheaper, and the ins. co. covered the estimated repairs no problem.
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  #70  
Old 11-10-2012, 03:08 PM
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Quote:
Originally Posted by noodles View Post
Put one of Dippsy Life Was Good over the dent in the gas tank!
Perfect

Tim you can get a primed tank or get yours repaired there are a million painters around
Looks like you can be fixed for under 2k easy


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  #71  
Old 11-10-2012, 03:45 PM
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Quote:
Originally Posted by dippsy View Post
Perfect

Tim you can get a primed tank or get yours repaired there are a million painters around
Looks like you can be fixed for under 2k easy


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..my beatch right now is just waiting for the InsCo to make a decision & then get it towed to another shop for another estimate. First and foremost is my next Dr. Appt. to find out WTF he's gonna do about my leg and the @#$% pain I continue to experience even on the meds.
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Last edited by TimmyD; 11-10-2012 at 03:50 PM.
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  #72  
Old 11-10-2012, 04:25 PM
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Relax a little bit and do some checking with insurance laws and regulations for your state.

I once took the check and fixed my bike for about half the estimate. That was a few years ago, but worth checking into.
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Last edited by Dinero; 11-10-2012 at 04:35 PM.
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  #73  
Old 11-10-2012, 04:32 PM
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That's good advice.

Timmy, have you expressed to the insurance company that you don't want the bike totaled?
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  #74  
Old 11-10-2012, 09:30 PM
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Quote:
Originally Posted by '05Train View Post
That's good advice.

Timmy, have you expressed to the insurance company that you don't want the bike totaled?
Russ, I haven' t spoke with them since I called & told 'em where it got towed. I think I'm gonna call them on Monday & spreakin' with them about all we have discussed on here.

I still think that bike has at least another 100k miles left in it.
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  #75  
Old 11-11-2012, 08:23 AM
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I still think that bike has at least another 100k miles left in it.
We really need a "like" button here.
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